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Mortgage deposit calculator

Use our mortgage deposit calculator to work out how long it will take you to save enough deposit to buy a property in your chosen area.
Sam Wilson

Our unique mortgage deposit calculator uses localised house price data from across the UK to help you work out how much deposit you need to buy a home in your desired area.

When you enter your savings plans, we'll also tell you how long it will take to build up that crucial deposit.

Ready to get a mortgage?

Find the right mortgage using the fee-free service provided by L&C Mortgages

Compare mortgages

If you click on the link and complete a mortgage with L&C Mortgages, L&C is paid a commission by the lender and will share part of this fee with Which? Ltd helping fund our not-for-profit mission. We do not allow this relationship to affect our editorial independence. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Saving for a deposit might be the first step you take on your journey to owning a home, but it's still worth learning all you can about the rest of the process so you're clued up when the time comes.

You might find the following guides useful:

Which? mortgage calculators

Use our mortgage calculator toolkit for help with your research on buying a home.

How to find the right mortgage deal for you

We regularly sift through thousands of deals on the market to find the best mortgage rates for first-time buyers, home movers and those planning to remortgage.

You can also use our unique research on the best mortgage lenders to see how customers rate banks on everything from the application process to the ease of managing their mortgage online and overall customer service.

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Mortgage service provided by London & Country Mortgages (L&C), Unit 26 (2.06), Newark Works, 2 Foundry Lane, Bath BA2 3GZ. London & Country are authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages. Your home or property may be repossessed if you do not keep up repayments on your mortgage.


We do not make, nor do we seek to make, any recommendations or personalised advice on financial products or services that are regulated by the FCA, as we’re not regulated or authorised by the FCA to advise you in this way. In some cases, however, we have included links to regulated brands or providers with whom we have a commercial relationship and, if you choose to, you can buy a product from our commercial partners. 


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